Please take the time to enroll your Debit Card in Verified By Visa. Verified by Visa helps protect against fraud with internet purchases. Click on the link to the left and it will take you to Verified by Visa's website to enroll. It is free and only takes a few minutes to complete the enrollment process. It is one of the easiest things you can do to protect your debit card!
Attention Visa Debit Card Customers:
Leaving the United States for Travel?
We're serious about doing all we can to protect you from debit card fraud. That's why we're asking you to call us when you plan to travel outside the United States.
We'll make sure you are able to continue using your card without any problems. It's just one of the many ways we are working to help ensure your security. Unless you notify us in advance, transactions processed outside of the United States will be rejected. So please call us (219-845-0220) before you depart so we can ensure your transactions will process while you are away.
ADDITIONAL SAFETY MEASURES
We may be calling you. To protect your account, we monitor your ATM/Debit Card transactions for potentially fraudulent activity which may include a sudden change in locale (such as a card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.
If we suspect fraudulent ATM/Debit Card use, we'll be calling you to validate the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.
Our goal, quite simply, is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct phone number and address at all times.
PROTECT YOURSELF:
Please be diligent in monitoring transaction activity on your account and contact us immediately if you identify any fraudulent transactions. Here are some additional tips on protecting yourself from debit card fraud.
1. Unless absolutely required for a legitimate business purpose, avoid giving out your:
~ Address and ZIP code
~ Phone number
~ Date of birth
~ Social Security number
~ Card or account number
~ Card expiration date
~ Your PIN is private;
~ (never give it out)
2. In stores and at ATMs, always cover your card and PIN, and watch for:
~ Cell phone cameras, mirrors, or other tools used to view cards and PINs
~ People watching your transactions
~ Cashiers taking your card out of sight; take it to the register yourself
~ Any unusual activity at ATMs; if you feel uncomfortable, go to another ATM
3. Online, you should never respond to unsolicited emails that:
~ Ask you to verify your card or account number; such emails are not sent by legitimate businesses
~ Link to websites; such sites can look legitimate but may collect data or put spyware on your computer
As always, please feel free to call us at 219-845-0220 if you have any questions.
FDIC NOTICE
Lake Federal Bank, FSB has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of Lake Federal Bank, FSB with noninterest-bearing transaction accounts will continue to be insured for up to $250,000 under the FDIC's general deposit insurance Rules. Lake Federal Bank, FSB decided not to participate in this program due to our high level of capital.
The standard insurance amount for all deposits is $250,000 per depositor, based on account/ownership type.
